Won a Sheriff Sale or Foreclosure Auction & need Funding?
Pre-approval in 24 hours. Funding within 7-10 business days.
Won a Sheriff Sale or Foreclosure Auction & need Funding?
Pre-approval in 24 hours. Funding within 7-10 business days.
⚡
24-Hour
Pre-Approval
📅
Fund in 7-10 business Days
🌎
Nationwide
Lending
💰
$25K - $25M
Loan Range
🏛️
Sheriff Sale Specialists
📋
Title Complexity
OK
⚡
24-Hour Pre-Approval
📅
Fund in 7-10 business Days
🌎
Nationwide Lending
💰
$25K - $25M Loan Range
🏛️
Sheriff Sale Specialists
📋
Title Complexity OK
Why Choose Flipper Cash?
Up to 95% of Project Cost
Traditional lenders finance a portion of the deal and leave you scrambling for the rest. We can cover 95% of your property costs; no large down payment eating into your capital reserves.
Pre-Approval in 24 Hours
Sheriff sales don't wait. Neither do we. While traditional lenders take days just to acknowledge your application, we give you a pre-approval decision within 24 hours so you can move with confidence.
Funding Within 7-10 Business Days
Court deadlines are real. A lender who can't close in time is useless to you. We structure our entire process around getting your deal funded within 7-10 business days, fast enough for most court-mandated timelines.
Rates From 9.99% (3–12 Months)
Our most competitive rates are reserved for borrowers with strong credit, quality collateral on the deal, and proven experience. We take a holistic view of your liquidity, track record, and overall deal complexity to tailor rates and terms specifically to your financial profile.
Drive-By Appraisals Accepted
Most lenders require full interior appraisals; nearly impossible when a property is still occupied or inaccessible. We allow drive-by appraisals for qualified buyers, removing one of the biggest roadblocks in sheriff sale financing.
We Work with Sub-500 Credit Borrowers
Most lenders will not work with borrowers who have credit below 500. If you have bad credit and are looking for low LTV or have any other property to use as collateral then we can do your deal no matter your credit score.
Loan Structures Tailored to Your Deal.
No two sheriff sales are the same. We don't force your deal into a rigid program. We structure loans around your specific situation; whether that's a tight timeline, a complex title, or a non-standard property condition.
We Cross-Collateralize to Save You Money
If you own properties that are free and clear or have low balances, we can use cross-collateralization to fund your next deal. This allows you to keep your existing low-rate mortgage intact while avoiding the high costs of a traditional cash-out refinance. Unlike a full refi—where you pay points and fees on the entire balance—this strategy focuses only on the capital you need now, saving you thousands in origination fees and prepaid interest.
Why Choose Flipper Cash?
Up to 95% of Project Cost
Traditional lenders finance a portion of the deal and leave you scrambling for the rest. We can cover 95% of your property costs, no large down payment eating into your capital reserves.
Pre-Approval in 24 Hours
Sheriff sales don't wait. Neither do we. While traditional lenders take days just to acknowledge your application, we give you a pre-approval decision within 24 hours so you can move with confidence.
Funding Within 7-10 Business Days
Court deadlines are real. A lender who can't close in time is useless to you. We structure our entire process around getting your deal funded within 7-10 business days, fast enough for most court-mandated timelines.
Rates From 9.99% (3–12 Months)
Our most competitive rates are reserved for borrowers with strong credit, quality collateral on the deal, and proven experience. We take a holistic view of your liquidity, track record, and overall deal complexity to tailor rates and terms specifically to your financial profile.
Drive-By Appraisals Accepted
Most lenders require full interior appraisals, nearly impossible when a property is still occupied or inaccessible. We allow drive-by appraisals for qualified buyers, removing one of the biggest roadblocks in sheriff sale financing.
We Work with Sub-500 Credit Borrowers
Most lenders will not work with borrowers who have credit below 500. If you have bad credit and are looking for low LTV or have any other property to use as collateral then we can do your deal no matter your credit score.
Loan Structures Tailored to Your Deal.
No two sheriff sales are the same. We don't force your deal into a rigid program. We structure loans around your specific situation, whether that's a tight timeline, a complex title, or a non-standard property condition.
We Cross-Collateralize to Save You Money
If you own properties that are free and clear or have low balances, we can use cross-collateralization to fund your next deal. This allows you to keep your existing low-rate mortgage intact while avoiding the high costs of a traditional cash-out refinance. Unlike a full refi—where you pay points and fees on the entire balance—this strategy focuses only on the capital you need now, saving you thousands in origination fees and prepaid interest.
Get Funded In 4 Easy Steps.
Submit Your Deal (5 minutes)
Fill out the short form below with your property details, purchase price, and court deadline. Quick and straightforward; no lengthy documents upfront.
Quick Call or Chat to Confirm Details
Schedule a call with us to discuss your deal, confirm terms, and answer any questions. You can also chat over text messages to discuss your deal. We find solutions, not reasons to say no.
24-Hour Pre-Approval
After the call, we review your deal fast. Within 24 hours you'll hear back from us with a clear answer; not "we'll get back to you when we can."
Funded in 7-10 Business Days
We match your court deadline. Whether you have 10 days or 30, we work around your timeline; not ours.
Get Funded In 4 Easy Steps.
Submit Your Deal (5 minutes)
Fill out the short form below with your property details, purchase price, and court deadline. Quick and straightforward, no lengthy documents upfront.
Quick Call or Chat to Confirm Details
Schedule a call with us to discuss your deal, confirm terms, and answer any questions. You can also chat over text messages to discuss your deal. We find solutions, not reasons to say no.
24-Hour Pre-Approval
After the call, we review your deal fast. Within 24 hours you'll hear back from us with a clear answer, not "we'll get back to you when we can."
Funded in 7-10 Business Days
We match your court deadline. Whether you have 10 days or 30, we work around your timeline, not ours.
This Is Built for One Type of Investor
✅ RIGHT FIT
You won or are about to bid on a sheriff sale or foreclosure auction.
You are an experienced real estate investor buying an off-market, undervalued property.
You are a first-time investor with an adequate down payment or other rental property to use as collateral.
You have a clear exit strategy (flip, rent, or refinance).
You need a lender who understands complexity and moves fast.
You want direct funding without a committee; we use our own capital to close in days.
You have been rejected by lenders who "don't do sheriff sales."
❌ NOT THE RIGHT FIT
You have no clear plan for the property after closing.
You are buying at retail market price and want 100% financing.
You are buying at retail market price AND have no money or collateral.
You are rate shopping with no capital and are not yet able to move on deals.
This Is Built for One Type of Investor
✅ RIGHT FIT
You won or are about to bid on a sheriff sale or foreclosure auction.
You are an experienced real estate investor buying an off-market, undervalued property.
You are a first-time investor with an adequate down payment or other rental property to use as collateral.
You have a clear exit strategy (flip, rent, or refinance).
You need a lender who understands complexity and moves fast.
You want direct funding without a committee; we use our own capital to close in days.
You have been rejected by lenders who "don't do sheriff sales."
❌ NOT THE RIGHT FIT
You have no clear plan for the property after closing.
You are buying at retail market price and want 100% financing.
You are buying at retail market price AND have no money or collateral.
You are rate shopping with no capital and are not yet able to move on deals.
What Investors Say About Working With Flipper Cash
"Made the decision on my hard money loan so much easier"
John M.
Real Estate Investor in Boston, Massachusetts
"Now I understand hard money loans and how they can benefit me"
Lisa T.
Property Developer in Springfield, Massachusetts
"Saved me time and frustration. This is a great resource for real estate investors"
Mike S.
Real Estate Investor in Providence, Rhode Island
"Streamlined process, clear options. Feeling confident about securing financing for my next project."
Sarah H.
Real Estate Investor in Cambridge, Massachusetts
What Investors Say About Working With Flipper Cash
"Made the decision on my hard money loan so much easier"
John M.
Real Estate Investor in Boston, Massachusetts
"Now I understand hard money loans and how they can benefit me"
Lisa T.
Property Developer in Springfield, Massachusetts
"Saved me time and frustration. This is a great resource for real estate investors"
Mike S.
Real Estate Investor in Providence, Rhode Island
"Streamlined process, clear options. Feeling confident about securing financing for my next project."
Sarah H.
Real Estate Investor in Cambridge, Massachusetts
Questions Sheriff Sale Investors Ask Us
My property has a title issue. Will that disqualify me?
Not automatically. Title complexity is common in sheriff sales and we understand how these situations work. Share your deal details and we'll tell you where we stand quickly.
The property is still occupied. Is that a problem?
Occupancy issues are one of the most common complications in sheriff sales. We've navigated them before; it's not an automatic disqualification. We evaluate each situation individually.
I only have 10-12 days to close. Is that enough time?
We fund within 7-10 business days for qualifying deals. Apply immediately so we can evaluate your specific situation, every day matters on a court deadline.
My credit score is below 500; will you still consider my deal?
We focus on the property, liquidity, collateral, the deal structure, and your experience as an investor, not just your credit score. Apply and let us take a look at your deal.
What loan amounts do you work with?
We work with loans from $25,000 to $25 million, covering everything from smaller single-unit sheriff sale properties to larger buildings.
Do you require a full interior appraisal?
We accept drive-by appraisals in many cases, removing one of the biggest obstacles for occupied or inaccessible sheriff sale properties.
Questions Sheriff Sale Investors Ask Us
My property has a title issue. Will that disqualify me?
Not automatically. Title complexity is common in sheriff sales and we understand how these situations work. Share your deal details and we'll tell you where we stand quickly.
The property is still occupied. Is that a problem?
Occupancy issues are one of the most common complications in sheriff sales. We've navigated them before; it's not an automatic disqualification. We evaluate each situation individually.
I only have 10-12 days to close. Is that enough time?
We fund within 7-10 business days for qualifying deals. Apply immediately so we can evaluate your specific situation, everyday matters on a court deadline.
My credit score is below 500; will you still consider my deal?
We focus on the property, liquidity, collateral, the deal structure, and your experience as an investor, not just your credit score. Apply and let us take a look at your deal.
What loan amounts do you work with?
We work with loans from $25,000 to $25 million, covering everything from smaller single-unit sheriff sale properties to larger buildings.
Do you require a full interior appraisal?
We accept drive-by appraisals in many cases, removing one of the biggest obstacles for occupied or inaccessible sheriff sale properties.
Every Day You Wait Is a Day Closer to Your Court Deadline.
Sheriff sales don't wait. Neither should your lender search.
Every Day You Wait Is a Day Closer to Your Court Deadline.
Sheriff sales don't wait. Neither should your lender search.
Flipper Cash is private lender and only makes loans for business purposes and is not a residential mortgage lender. Flipper Cash is exempt from licensing requirements in our geographical footprint. This is not an offer to lend or to enter into an agreement.